GIFTOFWEALTH

THE GIFT OF WEALTH

Banking on yourself. Set Them Up for Success

Beginning a private banking strategy, also known as infinite banking, is a powerful way to build long-term financial security and control by using. a specially designed cash-value life insurance policy to function like your own personal bank. Your cash grows safely and tax-advantaged, and you can borrow against it anytime without credit checks or penalties—while the full value keeps compounding. It becomes a private, lifelong source of financing for big purchases, emergencies, or investments, and still provides a tax-free legacy for your family.

WHY NOW?

By funding a properly structured whole life policy early, you create a growing, tax-advantaged cash reserve they can later use for college, a first home, starting a business, or emergencies—without relying on banks or high-interest lenders. It builds discipline, guarantees protection, and sets them up with an asset that grows stronger every year, giving them a financial head start that most people never get.

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A FIRST STEP TOWARDS CREATING LIFELONG FINANCIAL FREEDOM

Why Starting Infinite Banking for a Child Can Make Sense

• Provides lifetime insurability and financial protection

• Builds a cash-value “bank” from an early age

• Tax advantages

• Long-term financial education & stability

• Flexibility and liquidity without traditional lenders

-Can meet just about any budget.

Banking on yourself in its truest form is control over your money and the elimination of unnecessary money leaks from your own personal economy., so that you can utilize your money to grow and increase your assets.

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Who We Are at INFINITE BANKING NOW

By John Femiano, Insurance Advisor & Broker

John Femiano specializes in life insurance solutions designed to help clients build financial strength, protect what matters most, and pass down wealth to future generations.

John and his team are trusted by high-net-worth individuals, professionals, and hardworking blue-collar families alike. They believe that everyone deserves access to smart, personalized insurance planning — especially when it comes to protecting their family’s future. From traditional life insurance to advanced strategies like the Infinite Banking Concept, John and his team help clients create private financial systems that grow steadily over time, offer tax-advantaged access to capital, and provide lifelong protection.

John Femiano and his affiliated agencies are independent insurance professionals. That means they are not tied to any single insurance company — and that independence allows them to: Offer unbiased recommendations, Compare options from top-rated carriers. Design strategies that truly fit your unique goals, not a corporate quota

When you work with John’s team, you’re not just buying a policy — you’re gaining a partner who works for you, not the insurance companies.

INFINITE BANKING NOW itself does not offer insurance, lending, or investment advice. Our platform simply connects users to licensed professionals and trusted service providers. In some cases, you may be redirected to the quoting systems, websites, or landing pages of licensed agents, agencies, lenders, or brokers who will provide your quotes and/or professional guidance.

Our Values

At INFINITE BANKING NOW, we believe in integrity, honesty, and transparency. We always put our clients' needs first and strive to build long-term relationships based on trust and mutual respect.

Our Partnerships

We work with some of the top insurance carriers in the industry.

This allows us to offer a wide range of products and ensure that our clients receive the best coverage at the best price.

INFINITE BANKING NOW